Is there anything the government can run better than the private sector…besides abject failure?
With the nigh unbelievable power grab the Federal Government is blundering their way through with regards to Obamacare and the dangers to liberty that the notion of forcing people to buy something simply for being alive entail, you would think SOMEONE would have figured out a better way.
I’m not going to say that someone is me, but I did take a little looky loo around and have discovered plenty of ways to improve healthcare in America without gutting individual freedom and enacting a bloated bureacratic nightmare that allows the federal government metaphorically give you a colonoscopy.
The following ideas are so simple that it boggles the mind that ELEVEN THOUSAND pages of regulations were needed for Obamacare.
Here are five simple solutions to improve health care in America that would only require Americans to bend over for their proctologist:
- Insurance without borders. Currently we have pigeon holed insurance companies to only sell insurance on a state by state level. This interference in free market capitlaism is why a healthy 25 year old guy in New Jersey spends SIX times as much on health insurance as he would if he lived in Kentucky. Not only would this save money for the buyer but also the competition would make it cheaper for businesses to insure their employees as well. Also, with insurance companies having to compete with business across the country, service goes up while prices go down.
- Insurance paid before the taxman. Businesses get to buy insurance with their gross profits before taxes are taken out, individuals should get the same privilege. Of course, the government would get a smaller cut of the pie and I guess since regular people don’t lobby as well as big business they don’t get the benefit therein.
- Encourage Health Savings Accounts. People will spend and control THEIR money more wisely than a third party. When you spend your own money you ask questions like how much and do I need this? As such frivolous tests and procedures will plummet. HSA’s will also encourage young people who think they are invincible to get coverage as the HSA will roll over from year to year and eventually can be put into a retirement fund if never used. If they are assured they won’t LOSE the money they are more apt to buy-in for the unforeseeable.
- End predatory medical litigation. Pass legislation that actually protects doctors when through no fault of their own people die. Sure, malpractice is still malpractice but ambulance chasers who want to roll the dice and get a jury who feels that a sob story will win them money even though the doctor did everything right is gutting the system. Frivolous lawsuits drive doctors away from their practices and the ones that remain too often “play it safe” and practice defensive medicine. Eliminating the frivolous lawsuits while still allowing claims on negligence to go forward raises care and lowers cost.
- Cover the uninsured. Last year the number of uninsured American’s was about 15%. So far Obamacare has resulted in an additional 5 MILLLION people having their insurance cancelled and it hasn’t even fully gone into effect as businesses have until next year before they have to follow suit. Yet, is the 15% too great a number to handle without some juggernaut slug of a government program? It’s not. By enacting the previous 4 measures and supplementing it with tax credits the uninsured could easily become insured if that is their choice. Why? Because health care would become easy to get and be more affordable. Two things Obamacare most assuredly is not.
Why is Obamacare so bad? A few reasons. First, by signing up you forgo your right to privacy. It’s in the fine print, so now the government has even MORE access to your personal information. As if the warrantless wiretaps and NSA spying wasn’t bad enough. Now we’re just GIVING them access.
Also, Obamacare is like most government programs, bloated, slow moving, and a money pit with no accountability for those in charge of it. How many businesses do you know would still be in business if it operated like the Federal Government?
As an example, the government has spent YEARS and MILLIONS on their Obamacare website and it has failed in spectacular fashion. Meanwhile, three 20-year old guys from San Francisco have produced a working website for Obamacare with no glitches in a matter of days for free. You can read that story at Conservativebyte.com
The five measures I brought up cover the heavy lifting to the problem. Couple it with the spit and polish of American ingenuity and exceptionalism of its private citizens and we have a shiny new healthcare system that works and gives coverage to anyone who wants it.
As Ronald Reagan so famously said:
“Government is not the solution to our (healthcare) problem; government is the problem.”